Community Land Trusts Build Climate-Resilient Affordable Housing

As a blight-reduction and urban-development effort, the city of Newark sold bare lots in a distressed area to families willing to build a house and live in it for five years.

Foreclosure affects millions of homeowners and millions more owe more on their mortgages than what their homes are worth, but Empowering and Strengthening Ohio’s People (ESOP), offers assistance. As a free service to borrowers, ESOP holds lenders accountable with fair lending agreements, creates constructive communication, and ultimately saves homes.

In part, miscommunication between bankers, brokers and homeowners created the 2008 economic crisis. Protection laws mandating better labeling and trusted third-party intermediaries could improve communication and help prevent another crisis.

New York City suffered from fires that erupted in overcrowded, run-down apartments. Then the city sleuthed through residential records and found that landlords who foreclosed let their properties fall apart and ignored safety-code violations. Greater Toronto wants to expand upon New York City’s method by using transportation surveys, census data and computer data to build transit lines.

In the wake of Hurricane Sandy, necessity has bred an interesting kind of financial invention for the New York MTA: the world’s first “catastrophe” bond - a reinsurance for the insurer - designed to protect public transportation infrastructure, specifically against storm surge. These bonds privatize risk for public gain, creating a kind of tool that may protect economic development against all kinds of natural and man-made disasters around the world.

A cholera epidemic can kill many people or few people—it all depends on the expertise of the doctors and their access to the right equipment. A program in Dhaka rushes both to countries when an epidemic is just breaking out.

In a country of limited resources — and perhaps for that very reason — preparing for natural disasters is top of the agenda in Bangladesh. Various grassroots, collaborative programs have been put in place over the years to help address many facets of the calamities caused by cyclones, from improved emergency shelters to long-term support for those who lose their livelihoods in the storms.

Summer in the Northwest presents a great risk of wildfires. A pile burning operation, just one facet of the strategy that Oregon has enacted to conserve its forests, clears undergrowth to lessen the risk of mega-fire. The work stimulates the local economy and provides employment, but it's also a very small part of what needs to be done.

The 2004 tsunami that hit Asia caused significant damage in the islands of the Seychelles, destroying roads, homes, and shoreline. A teacher determined to restore her home through tangible action took a lead role in helping her students take conservation into their own hands by working to restore the mangroves that can protect their island from future storms.

After the drought hit Australia in the early 2000s, city officials had to start thinking seriously about ways to conserve and creatively store their water. External tanks became the solution, storing rain runoff to create an available source of water for Melbourne residents. This solution may not fit every location, but there are other teachable lessons such as taking radically shorter showers.