How WhatsApp provides financial lifelines to Nigerian women

Low-income students are always looking for ways to finance their education. A new system using “human capital contracts” to pay for higher education isn’t as scary as it sounds.

Child mortality rates in third-world countries are often shockingly high. But they are gradually decreasing due to efforts that target contagious diseases and more widespread health education.

54 million people in the United States, and 4.5 billion globally, have no credit to their name - making it nearly impossible for them to buy homes, apply for jobs and receive loans. Investors and lenders make an effort to help those with 'invisible credit' scores in financing essentials like homes or cars.

Female veterans are more likely to have a history of trauma, be unemployed, and be homeless. To address this disparity, the VA has started awarding grants to organizations that help female vets.

Government benefits to aid the poor are frequently left unclaimed, leaving children hungry, young people unable to finish school, and opportunities for stable housing and preventative health care unused. New York City-based program Single Stop connects people to benefits for which they may be eligible. Importantly, Single Stop has served community colleges where disadvantaged students can use the assistance to help get through school.

To educate and prepare new mothers, Centering Pregnancy and Centering Parenting sites in the United States offer community-based patient-centered care in low-income areas. Centering offers interactive learning, check-ups, and social support, so that women can take charge of their health.

Latin American women in San Francisco have suffered from post-partum depression, social isolation, and chronic stress at the time of their pregnancies. Run by midwives, the Centering Pregnancy program at the San Francisco General Hospital provides patient-centered care, an environment to speak in Spanish, and a nurturing community for women’s group appointments. The results boast fewer c-sections and pre-term births, and an improvement in emotional support and overall prenatal health.

Girls in India are sometimes forced into the prospects of child marriage, prostitution, or slave labor; alternatively, families often teach girls to be wives and mothers. To empower girls to make their own choices, Yuwa, an NGO based in India, introduces girls to sports for social development. Yuwa also promotes educational workshops for girls, where girls can discuss women’s rights and their thoughts about their own bodies.

A Department of Justice study reported that about 75 percent of those released in 2005 were rearrested, and women prisoners often have a harder time re-entering society after release. A New Way of Life (ANWOL) is a Los Angeles transitional living facility that has helped more than 750 women stay out of prison by offering housing, case management, mental health and substance treatment, and job training.

This is a column on an important new development program in use in at least 40 developing countries: give the poor cash payments, contingent on their use of health clinics and their children’s school attendance, to help break the cycle of poverty.